I apologize for being nosey, but I am curious , for anyone that lost insurance coverage because of being out of work...... HOW did you continue treatment??
Quick overview... My DH was the spouse who carried our health insurance, he is also the one with this dreaded disease, our insurance is going to run out end of Aug... He's been waiting to be called back to his job from layoff.. but it still hasn't happened
regardless, our coverage ends end of next month, I have been applying for full time work so we will have benefits but so far nothing positive (yet) ... (DH has even applied for a new job ), TBH though we have NO idea HOW he even can have a job , NOT because of his physical condition, but it seems like chemo is designed for a patient to be unemployed...ie: infusions mon-fri, during working hours ... pump disconnect etc...how do you even find a job with that as a contingency ? ...
Obviously this is not something we had a "plan" for .. i'm sure it took most of us by surprise...
I have only worked part time outside of the home &I lost my job a couple of yrs ago, I went back to school but " life " kept me from being more diligent with seeking a new job, I could go on and on... but I wont.....
These are the things I have googled and learned so far
We can keep our coverage through COBRA, for a little while but at a hefty price, caveat is ....no asset limitations
SSDI is an option and that MEDICARE is automatic BUT... there is a 2 yr wait from approval before it covers...
MEDICAID... we are way over the asset limits for that...
I have looked at the ACA marketplace.. YIKES...
Its so hard going through ALL of this never mind heaping insurance worries on top...
just looking to see if someone has a story similar with any corrections to my current knowledge or any suggestions??
Thank you so much
Moni