Life Insurance

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Posts: 305
Joined: Mon Oct 12, 2015 7:40 pm
Location: Tucson, AZ

Life Insurance

Postby Pyro » Sat Mar 23, 2019 12:34 pm


I have multiple questions about life insurance, have have a couple of policies that I’m thankful for my family to have. Anyone take it early? Probably not a popular topic, but worth looking into. I found at least 2 of my policies will let me take them if the doctor says I have less than 9 months, who wants to ask that! We know they are all guessing and I really have no super urgent medical problems at the moment, just wondering.

I consider myself blessed I was taking a class at 30 years old and bought a policy to go with my military policy, Go Dave Ramsey!
Aug 2015- Stage 4 CC with liver Mets(38/m)
Sep 2015- Avastin/Folfox/Iron
Dec 2015-Not liver surgery candidate
Jan 2016- Erbitux/Folfiri, 2nd opinion at MDA in TX
Feb 2016 -MDA liver surgery
Mar 2016 -30% of left lobe rem, PVE
May 2016 - 70% of liver rem
Jun 2016-Rad
Jan 2017-perm colost @MDA
Jul 2017-Erb/FOLFURI
Nov 2017 -Lung & Liver ablations@MDA
Jan 2018 -Xeloda & Avastin mx
Jul 2018-Avast/FOLFURI
Sep 2018-Rad
Mar 2019 - Keytruda fail
Jun 2019 - FOLFURI
Aug 2019 - No more, quality time!

Posts: 127
Joined: Tue Nov 21, 2017 3:48 pm
Location: Phoenix, Az

Re: Life Insurance

Postby martd » Sat Mar 23, 2019 3:05 pm

My insurance policy has the same terminal illness rider, it also has a critical illness rider. I qualified for that and was able to pull $25,000. It was quick and easy, had a check in 2 weeks.
49 y/o male dx 11/2017 crc
Stage 4 with 17 liver Mets, cea 490
12 rounds folfox , avastin
5/18 cea 2.8 liver resection and pve
7/18 part 2 liver resection, remove right side of liver
Surgical site mrsa infection, wound vac
8/18 cea .9 cCR, rectal tumor is gone
Rectal surgery postponed, watch and wait
10/18 clear scan CEA .7
01/19 clear scan CEA .9
04/19 clear scan CEA .9
07/19 clear scan CEA 1.0

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