JDinNC wrote: I have a term policy where I didn't have this provision added to it. Though I did have a brochure which explained this benefit. If I read it correctly...you can receive this benefit once a doctor states you are terminal with less then a year to live but if you live past the 12 months. They will begin to charge for the coverage which remains in effect...so be careful because your premuin might be higher then it was previously. At least this is how it's read in my policy
Jan
behconsult wrote:My understanding is you must be terminal and stage three is not considered terminal. Your unique requirements should be stipulated in the dirty details of your policy. From a psychological standpoint be careful with your mindset with respect to health and potential money benefits, if that thought does cross your mind.
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