My 75 year old father was diagnosed with probable stage 3 colon and rectal cancers last week. In the time that has passed he has flown to md Andersen for a second opinion, where they told him it was much more serious than his first diagnosis, since they strongly suspect lymph node involvement and floating cancer cells. They recommended neoadjuvant chemo and rad, then surgery. (First place recommended surgery first)
I am still trying to wrap my head around this. I am hoping you can help answer some questions. I have searched the forums and realize every situation is different, but I have not found a lot of specific info for the questions below. I am also overseas so my ability to speak to people or to show up is severely hampered.
First, he is on Medicare but without medigap or Medicare d coverage. What kind of copays are we looking at? He is of limited means. We are looking into getting him supplemental help -I found a great list of suggestions from another site that recommends drug companies, etc. But does anyone know - is it possible to get him medigap without underwriting and without the pre existing conditions clause?
Second, he is unmarried and lives in a different state than all of his children. What kind of caretaking is he going to need through this, and how involved will it be? We are all busy professionals, some with small children, and have no idea what he will need.
Related to this, I believe Medicare helps pay for some nursing aid -- is this needed for this kind of treatment? We have not had to deal with this kind of sickness, so we,are really clueless but hope,to get a better picture.
Thank you in advance for any information you can provide.