Postby dianne052506 » Sun Mar 23, 2014 8:53 pm
What I love is that several days after I am home from an 8-day hospital stay, I get a letter from my insurance company saying that I have been approved for a one-day stay. Then a few days later, I get another letter that they have approved another 3 days. Screw them. I put the letters straight into the shredder. I don't have the inclination or the energy to bother with them.
Except I do have to fight with them tomorrow. Since I already feel like I'm in the middle of a catastrophe, our insurance is a high-deductible policy, generally good for catastrophic events. I had to pay everything at 100%, until my family met the $4500 deductible. (Did that all by myself in early February, with radiation treatments.) After the deductible, then we paid 20% of everything until we met the $8000 annual out-of-pocket maximum. (Did that all by myself in early March with hospital stay.) After that $8000, everything is supposed to be covered at 100%, including medicine.
Except when I was in the hospital, my husband ordered his 90-day supply of Bydureon (high-dollar insulin replacement, shots only once a week). We got charged the 20% price on that plus a couple of other prescriptions. Wonder just how hard it will be to get several hundred dollars back, not from the insurance company, but from the mail-order pharmacy that the insurance company is supposed to coordinate with.
Screaming, not silently, but with best wishes to all tonight,
Dianne
May 06 Stage IV CC: liver,ovarian mets
Oct 07 inoperable lung mets
Feb 08 - Apr'12 chemo
allergic to oxaliplatin, irinotecan
Aug '12-Feb'14 Genentech PD-L1/Avastin trial
Mar '14 -radiation to largest lung nodule
still recovering; looking at trials again